See which is cheaper over your time horizon, using your own assumptions.
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Buying locks in a large down payment and years of interest, while renting keeps your cash free to invest elsewhere. The answer depends mostly on how long you stay, how fast rent and property values rise, and your loan rate. Try different assumptions: a short stay usually favours renting, a long stay with rising prices often favours buying. This is a simplified model and ignores maintenance and property taxes.
Estimates only, not financial, legal or engineering advice. Tax rates, bank rates and construction costs change; always confirm with your bank, the Land Revenue Office and a licensed engineer.
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